Something You Should Know about Saving Money

Should You Buy Or Rent A Home?

July 26, 2016


Interview with Jane Hodges, author of the book Rent vs Own




Mike Carruthers:
Conventional wisdom has always been that owning a home is better than renting but that’s not necessarily true anymore because home buyer behavior has changed.


Jane Hodges:
In the past people used to put really large down payments down on their home and pay them off quickly but as time has moved on people tend to put less down and they stay for a shorter amount of time.

Jane Hodges

Making Money Decisions

June 16, 2016


Interview with Carl Richards, author of the book The Behavior Gap: Simple Ways to Stop Doing Dumb Things with Money




Mike Carruthers:
Have you ever looked back and realized that some of your money choices may not have been the smartest.


Carl Richards:
Obviously it’s not because we’re stupid. It’s just because we’re genetically hard-wired to make silly decisions. But one of the classic ones is buying something that everybody else wants and selling something that nobody else wants to own.

Carl Richards

Have You Been A Fraud Victim Without Knowing It?

December 2, 2015
Interview with Robert Boxberger, President of Finsphere
Mike Carruthers:
If you do a lot of Christmas shopping with a credit or debit card this year you may end up paying for things you never bought. Here’s how…
Robert Boxberger:
When a customer gets their statement in January there are so many transactions that they have to go through and they have to remember what they did 30 days ago, that a lot of fraud actually goes unreported and ultimately paid for by the consumer.

Robert Boxberger

Saving Energy

November 25, 2015


Interview with Brain Keane President of SmartPower




Mike Carruthers:
Getting consumers - people like you and me - to really conserve energy has been a tough sell. Because to conserve energy means, to many of us, to sacrifice.


Brian Keane:
We actually did focus groups among college students today. You talk to them about conservation and they will talk about Jimmy Carter. And these guys weren't even alive when Jimmy Carter was president.


Brian Keane

How To Negotiate

November 6, 2015


Interview with George Lucas, co-author of the book The One Minute Negotiator: Simple Steps to Reach Better Agreements




Mike Carruthers:
While some people just don’t like the whole idea of negotiating it really starts with just asking for what you want - and it can’t hurt to ask.


George Lucas:
…because if you don’t ask they’re not going to offer.


George Lucas

Benefits Of Being Cheap

October 8, 2015


Interview with Jeff Yeager, author of the book The Cheapskate Next Door: The Surprising Secrets of Americans Living Happily Below Their Means




Mike Carruthers:
People who spend less than they earn and live beneath their means report a higher level of personal happiness. And in fact they often say…


Jeff Yeager:
Sure we could afford to spend more but why would we? It wouldn’t make us any happier.

Jeff Yeager

Difference Between Rich & Wealthy

April 2, 2015


Interview with Paul Sullivan, author of the book The Thin Green Line: The Money Secrets of the Super Wealthy




Mike Carruthers:
What’s the difference between being rich and being wealthy?


Paul Sullivan:
Rich is a number, rich is a number on your bank account on your brokerage account perhaps the value of your house when you type your address into Zillow.


Paul Sullivan

Is More Really Better?

February 23, 2015


Interview with Vicki Robin, author of the book Your Money or Your Life: 9 Steps to Transforming Your Relationship with Money and Achieving Financial Ind ependence: Revised and Updated for the 21st Century




Mike Carruthers:
Most people agree that when it comes to money and possessions, we live in a culture where "more is better."


Vicki Robin:
"More is better" is the story of a loser. "More" is not a strategy for life or a strategy for success because there's no way to define that.

Vicki Robin

Simple Negotiating Tactics

November 26, 2014


Interview with Peter Stark, author of the book The Only Negotiating Guide You'll Ever Need: 101 Ways to Win Every Time in Any Situation





Mike Carruthers: 
Everybody negotiates all the time.


Peter Stark:
Every time you communicate with the intent to change the relationship some way, you're negotiating.

Peter Stark

How You Handle Money

April 30, 2009
Interview with Remit Sethi, author of I Will Teach You To Be Rich




Mike Carruthers:
The recession has everyone taking a hard look at how they spend their money but the basics of personal finance remain the same.


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