Something You Should Know about Credit and Debt

Benefits Of Being Cheap

October 8, 2015


Interview with Jeff Yeager, author of the book The Cheapskate Next Door: The Surprising Secrets of Americans Living Happily Below Their Means




Mike Carruthers:
People who spend less than they earn and live beneath their means report a higher level of personal happiness. And in fact they often say…


Jeff Yeager:
Sure we could afford to spend more but why would we? It wouldn’t make us any happier.

Jeff Yeager

The Problems With Money - Part 2

August 19, 2015


Interview with Deborah Price, author of the book The Heart of Money: A Couple's Guide to Creating True Financial Intimacy




Mike Carruthers:

Just about everyone’s had money trouble and often the problem is your brain or specifically the instinctive part of your brain.


Deborah Price:

The instinctive brain is wired for desire and therefore we tend to become human wanting’s.

Deborah Price

The Problem With Money

August 18, 2015


Interview with Deborah Price, author of the book The Heart of Money: A Couple's Guide to Creating True Financial Intimacy




Mike Carruthers:
If there’s a subject which almost everyone has trouble with from time-to-time it’s money.


Deborah Price:
Money is a tough topic because we have no training; money is often a very sensitive and triggering conversation in families, amongst couples.

Deborah Price

Couples & Money

May 21, 2015


Interview with Jeff Motske, CFP, author of the book The Couple's Guide to Financial Compatibility: Avoid Fights about Spending and Saving--and Build a Happy and Secure Future Together




Mike Carruthers:
Perhaps one of the main reasons couples fight about money is they never talk about money until there’s something to fight about.


Jeff Motske:
When you’re proactive and not reactive you find a completely different financial life together.


Jeff Motske, CFP

What To Do With Your Money

April 8, 2015


Interview with Carl Richards, author of the book The One-Page Financial Plan: A Simple Way to Be Smart About Your Money




Mike Carruthers:
Money is an emotional topic and its one reason why many of us don’t want to face our current financial situation. And doing that causes stress.


Carl Richards:
Financial stress is one of the worst, horrible stress it’s terrible. So take the time to get clear about how bad it really is. Pull out a piece of paper what do you own and what do you owe – your assets and your liabilities. It’s called a personal balance sheet.

Carl Richards

Your Tax Return & The IRS

March 30, 2015


Interview with Dan Pilla, author of the book How To Win Your Tax Audit



Mike Carruthers:
As you get your tax return ready for April 15th you’re probably focused on mostly your expenses which is good but the IRS doesn’t.


Dan Pilla:
The IRS frankly spends more time on auditing the income on a tax return than they do the deductions. You know there’s fewer and fewer tax payers claiming deductions at all to begin with.

Dan Pilla

Important Financial News For Couples

January 23, 2015


Interview with Marilyn Barrett, author of the book Just Sign Here Honey: Women's 10 Biggest Legal Mistakes and How to Avoid Them (Capital Ideas for Business & Personal Development)




Mike Carruthers: 
If you're married and file a joint tax return with your spouse, you'd better make sure you know what that tax return says.


Marilyn Barrett:
Most married couples don't know that when they file a joint tax return they are agreeing to be jointly and separately liable for the taxes. And that means that the IRS can go after both of you, or just one of you.

Marilyn Barrett

Does Money Make You Happy?

November 18, 2014


Interview with Dr. Paul Coleman, author of the book Finding Peace When Your Heart Is In Pieces: A Step-by-Step Guide to the Other Side of Grief, Loss, and Pain




Mike Carruthers:
Is money the thing that will make you happy? Hmmm - probably not.


Dr. Paul Coleman:
If you have up to about 75 thousand dollars income you’re probably pretty satisfied but it doesn’t necessarily make you deeply happy.

Paul Coleman PsyD

How Money Impacts Happiness

February, 25, 2014


Interview with Laura Rowley, author of the book Money and Happiness: A Guide to Living the Good Life




Mike Carruthers:
When it comes to money and possessions; the way your brain works can work against you.


Laura Rowley:
There's something called the "hedonic treadmill," you know when you have a great family you usually don't say, "Gee, I'm going to go out and get another one, cause this is so great." But we always do that with money and material goods and it's really hard to get off that treadmill.

Laura Rowley

Getting Out Of Debt

January 6, 2014


Interview with Jerri Simpson, author of the book Lose 100 Pounds of DEBT WEIGHT: Learn How To Trim That Credit Card Fat




Mike Carruthers:
Perhaps one of your new year’s resolutions for 2014 will be to do something about all that credit card debt.


Jerri Simpson:
The biggest thing is learning how to use credit cards because that’s one thing that we’re not taught in school at all. They just keep giving them to you like candy.

Jerri L Simpson


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