Get Your Ex Back

Something You Should Know about Credit and Debt


Do You Know Your Credit Score?

February 2, 2012

 

Interview with Stephanie Skaggs, Founder of Top10Financing.com

 

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Mike Carruthers:
Having a good credit score and history requires more than just paying your bills on time.

 

Stephanie Skaggs:
You need to be very conscious of who is checking your credit because a number of credit inquiries can actually reduce your scores.
 


Stephanie Skaggs

Making Smarter Money Decisions

January 3, 2012

 

Interview with Carl Richards, author of the book The Behavior Gap: Simple Ways to Stop Doing Dumb Things with Money

 

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Mike Carruthers:
Have you ever looked back and realized that some of your money decisions may not have been the smartest.

 

Carl Richards:
Obviously it’s not because we’re stupid. It’s just because we’re genetically hard-wired to make silly decisions. But one of the classic ones is buying something that everybody else wants and selling something that nobody else wants to own.
 


Carl Richards

How You Spend Money

July 5, 2011

 

Interview with Karen McCall, author of the book Financial Recovery: Developing a Healthy Relationship with Money

 

Click here for Karen’s free offer

 

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Mike Carruthers:
Managing money is a problem for a lot of us and that takes a toll.

 

Karen McCall:
That feeling of worry and anxiety for a lot of people, they know at some level that they don’t know what’s going on. They may get their credit card statements and be shocked and what they’ve really spent.
 


Karen McCall

Help For Credit Card Debt

February 10, 2011

 

Interview with Kelly Shelton VP of Family financial Education Foundation

 

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Mike Carruthers:
As the economy recovers credit card use has actually dropped but there are still plenty of people with serious credit card debt.

 

Kelly Shelton:
Credit card companies now, by law, have to disclose to you how long it will take you to pay off a credit card. And for many people that is 20 years and thousands and thousands of dollars in interest.
 


Kelly Shelton

Protect Yourself From Electronic Crime

February 7, 2011

 

Interview with Robert  Siciliano, Security Expert for McAfee.com

 

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Mike Carruthers:
You know what’s really scary? – cyber-crime because we’re all possible victims of a business that’s very, very lucrative.

 

Robert  Siciliano:
McAfee did a study not too long ago and determined that we’re at about a trillion dollars as a result of cyber-crime.
 


Robert Siciliano

Prevent Holiday Fraud

November 30, 2010
 
Interview with Robert Boxberger, President of Finsphere
 
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Mike Carruthers:
If you do a lot of Christmas shopping with a credit or debit card this year you may end up paying for things you never bought. Here’s how…
 
Robert Boxberger:
When a customer gets their statement in January there are so many transactions that they have to go through and they have to remember what they did 30 days ago, that a lot of fraud actually goes unreported and ultimately paid for by the consumer.

Robert Boxberger

Your Credit Score

November 17, 2010

 

Interview with Fred Rewey, author of the book Winning the Cash Flow War: Your Ultimate Survival Guide to Making Money and Keeping It

 

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Mike Carruthers:
Credit is a lot harder to get than it used to be and a lot of it has to do with your credit score.

 

Fred Rewey:
Well, there’s basically 6 things that go into your credit score, it’s the length of your credit history (how long you’ve had it) it’s the amount that you owe against the total available credit.
 


Fred Rewey

Benefits Of Being A Cheapskate

August 5, 2010

 

Interview with Jeff Yeager, author of the book The Cheapskate Next Door: The Surprising Secrets of Americans Living Happily Below Their Means

 

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Mike Carruthers:
People who spend less than they earn and live beneath their means report a higher level of personal happiness. And in fact they often say…

 

Jeff Yeager:
Sure we could afford to spend more but why would we? It wouldn’t make us any happier.
 

 
Jeff Yeager

Your Relationship With Money

July 22, 2010

 

Interview with Helen Kim, Founder of www.YourMoneyRelationship.com

 

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Mike Carruthers:
One of your most interesting relationships is the one you have with money.

 

Helen Kim:
There are so many different meanings that we attach to money. You ask 3 different people what money means to them and you’re going to get completely different answers.
 


Helen Kim

How Wealthy People Think & Act

July 15, 2010

 

Interview with Deborah Owens, author of the book A Purse of Your Own: An Easy Guide to Financial Security

 

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Mike Carruthers:
When you look at how most wealthy people got that way you realize that they look at money differently than other people and they understand that…

 

Deborah Owens:
The average person is usually wrong and they understand that they have to act the opposite than everyone else and generally they’ll be OK.

 


Deborah Owens

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