Something You Should Know about Credit and Debt


Couples & Money

May 21, 2015

 

Interview with Jeff Motske, CFP, author of the book The Couple's Guide to Financial Compatibility: Avoid Fights about Spending and Saving--and Build a Happy and Secure Future Together

 

www.jeffmotske.com

 

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Mike Carruthers:
Perhaps one of the main reasons couples fight about money is they never talk about money until there’s something to fight about.

 

Jeff Motske:
When you’re proactive and not reactive you find a completely different financial life together.

 


Jeff Motske, CFP

What To Do With Your Money

April 8, 2015

 

Interview with Carl Richards, author of the book The One-Page Financial Plan: A Simple Way to Be Smart About Your Money

 

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Mike Carruthers:
Money is an emotional topic and its one reason why many of us don’t want to face our current financial situation. And doing that causes stress.

 

Carl Richards:
Financial stress is one of the worst, horrible stress it’s terrible. So take the time to get clear about how bad it really is. Pull out a piece of paper what do you own and what do you owe – your assets and your liabilities. It’s called a personal balance sheet.
 


Carl Richards

Your Tax Return & The IRS

March 30, 2015

 

Interview with Dan Pilla, author of the book How To Win Your Tax Audit

 

www.TaxHelpOnline.com

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Mike Carruthers:
As you get your tax return ready for April 15th you’re probably focused on mostly your expenses which is good but the IRS doesn’t.

 

Dan Pilla:
The IRS frankly spends more time on auditing the income on a tax return than they do the deductions. You know there’s fewer and fewer tax payers claiming deductions at all to begin with.
 


Dan Pilla

Important Financial News For Couples

January 23, 2015

 

Interview with Marilyn Barrett, author of the book Just Sign Here Honey: Women's 10 Biggest Legal Mistakes and How to Avoid Them (Capital Ideas for Business & Personal Development)

 

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Mike Carruthers: 
If you're married and file a joint tax return with your spouse, you'd better make sure you know what that tax return says.

 

Marilyn Barrett:
Most married couples don't know that when they file a joint tax return they are agreeing to be jointly and separately liable for the taxes. And that means that the IRS can go after both of you, or just one of you.
 


Marilyn Barrett

Does Money Make You Happy?

November 18, 2014

 

Interview with Dr. Paul Coleman, author of the book Finding Peace When Your Heart Is In Pieces: A Step-by-Step Guide to the Other Side of Grief, Loss, and Pain

 

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Mike Carruthers:
Is money the thing that will make you happy? Hmmm - probably not.

 

Dr. Paul Coleman:
If you have up to about 75 thousand dollars income you’re probably pretty satisfied but it doesn’t necessarily make you deeply happy.
 


Paul Coleman PsyD

How Money Impacts Happiness

February, 25, 2014

 

Interview with Laura Rowley, author of the book Money and Happiness: A Guide to Living the Good Life

 

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Mike Carruthers:
When it comes to money and possessions; the way your brain works can work against you.

 

Laura Rowley:
There's something called the "hedonic treadmill," you know when you have a great family you usually don't say, "Gee, I'm going to go out and get another one, cause this is so great." But we always do that with money and material goods and it's really hard to get off that treadmill.
 


Laura Rowley

Getting Out Of Debt

January 6, 2014

 

Interview with Jerri Simpson, author of the book Lose 100 Pounds of DEBT WEIGHT: Learn How To Trim That Credit Card Fat

 

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Mike Carruthers:
Perhaps one of your new year’s resolutions for 2014 will be to do something about all that credit card debt.

 

Jerri Simpson:
The biggest thing is learning how to use credit cards because that’s one thing that we’re not taught in school at all. They just keep giving them to you like candy.
 


Jerri L Simpson

J

Link Between Money & Happiness

December 2, 2013

 

Interview with Donna Skeels Cygan, author of the book The Joy of Financial Security: The art and science of becoming happier, managing your money wisely, and creating a secure financial future.
www.joyoffinancialsecurity.com 

 

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Mike Carruthers:
Money may not buy happiness.

 

Donna Skeels Cygan:
But it most certainly impacts our happiness and I just wanted to come up with some strategies that people can use to help them with their finances as well as make them happier.
 


Donna Skeels Cygan

Accumulating Wealth

September 11, 2013

 

Interview with Brett Wilder, author of the book The Quiet Millionaire: Eliminate Financial Stress and Accumulate Wealth for a Lifetime of Security and Independence

 

www.quietmillionaire.com

 

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Mike Carruthers: 
Most millionaires, you've never heard of… 

 

Brett Wilder: 
They're people who accumulate money very quietly. You hear about Bill Gates and Warren Buffet and Donald Trump but you don't hear about the thousands of people who know what needs to be done to make themselves financially independent.
 


Brett Wilder

How Spending Money Has Changed

July 29, 2013

 

Interview with Manisha Thakor, co-author of the book On My Own Two Feet: A Modern Girl's Guide to Personal Finance

 

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Mike Carruthers:
When it comes to spending money, things have really changed over the last few years. 


Manisha Thakor:

In previous generations we used to compare ourselves horizontally, literally, to the Jones' on our block. And typically we lived around people who made a similar sort of income. They'd get a new grill and we'd want a new grill.

 


Manisha Thakor

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