Something You Should Know about Household Spending

Saving Energy

November 25, 2015


Interview with Brain Keane President of SmartPower




Mike Carruthers:
Getting consumers - people like you and me - to really conserve energy has been a tough sell. Because to conserve energy means, to many of us, to sacrifice.


Brian Keane:
We actually did focus groups among college students today. You talk to them about conservation and they will talk about Jimmy Carter. And these guys weren't even alive when Jimmy Carter was president.


Brian Keane

How Wealthy People Become Wealthy

October 14, 2015


Interview with Deborah Owens, author of the book A Purse of Your Own: An Easy Guide to Financial Security




Mike Carruthers:
When you look at how most wealthy people became wealthy you realize that they look at money differently than other people and they understand that…


Deborah Owens:
The average person is usually wrong and they understand that they have to act the opposite than everyone else and generally they’ll be OK.


Deborah Owens

Benefits Of Being Cheap

October 8, 2015


Interview with Jeff Yeager, author of the book The Cheapskate Next Door: The Surprising Secrets of Americans Living Happily Below Their Means




Mike Carruthers:
People who spend less than they earn and live beneath their means report a higher level of personal happiness. And in fact they often say…


Jeff Yeager:
Sure we could afford to spend more but why would we? It wouldn’t make us any happier.

Jeff Yeager

The Problems With Money - Part 2

August 19, 2015


Interview with Deborah Price, author of the book The Heart of Money: A Couple's Guide to Creating True Financial Intimacy




Mike Carruthers:

Just about everyone’s had money trouble and often the problem is your brain or specifically the instinctive part of your brain.


Deborah Price:

The instinctive brain is wired for desire and therefore we tend to become human wanting’s.

Deborah Price

The Problem With Money

August 18, 2015


Interview with Deborah Price, author of the book The Heart of Money: A Couple's Guide to Creating True Financial Intimacy




Mike Carruthers:
If there’s a subject which almost everyone has trouble with from time-to-time it’s money.


Deborah Price:
Money is a tough topic because we have no training; money is often a very sensitive and triggering conversation in families, amongst couples.

Deborah Price

Couples & Money

May 21, 2015


Interview with Jeff Motske, CFP, author of the book The Couple's Guide to Financial Compatibility: Avoid Fights about Spending and Saving--and Build a Happy and Secure Future Together




Mike Carruthers:
Perhaps one of the main reasons couples fight about money is they never talk about money until there’s something to fight about.


Jeff Motske:
When you’re proactive and not reactive you find a completely different financial life together.


Jeff Motske, CFP

Difference Between Rich & Wealthy

April 2, 2015


Interview with Paul Sullivan, author of the book The Thin Green Line: The Money Secrets of the Super Wealthy




Mike Carruthers:
What’s the difference between being rich and being wealthy?


Paul Sullivan:
Rich is a number, rich is a number on your bank account on your brokerage account perhaps the value of your house when you type your address into Zillow.


Paul Sullivan

Is More Really Better?

February 23, 2015


Interview with Vicki Robin, author of the book Your Money or Your Life: 9 Steps to Transforming Your Relationship with Money and Achieving Financial Ind ependence: Revised and Updated for the 21st Century




Mike Carruthers:
Most people agree that when it comes to money and possessions, we live in a culture where "more is better."


Vicki Robin:
"More is better" is the story of a loser. "More" is not a strategy for life or a strategy for success because there's no way to define that.

Vicki Robin

Kids & Money

February 17, 2015


Interview with Ron Lieber, author of the book The Opposite of Spoiled: Raising Kids Who Are Grounded, Generous, and Smart About Money




Mike Carruthers:
Teaching kids to be responsible with money is important but where do you start?


Ron Lieber:
Well I think one of the foundational tools to help begin to have money conversations with kids is to give them an allowance.

Ron Lieber

How Word Of Mouth Advertising Works - Part 2

January 20, 2015


Interview with Ted Wright, author of the book Fizz: Harness the Power of Word of Mouth Marketing to Drive Brand Growth




Mike Carruthers:
10% of the U.S. population are influencers. They’re the ones that tell the rest of us about new cool stuff.


Ted Wright:
Influencers are not looking for life-changing miracle things to share with their friends. What they do like to find things that are better. So instead of drinking this beer why don’t you drink this beer because that’s a lot tastier?

Ted Wright

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