Something You Should Know about Household Spending


Simple Answers To Financial Questions

May 30, 2012

 

Interview with Jack Otter, author of the book Worth It ... Not Worth It?: Simple & Profitable Answers to Life's Tough Financial Questions

 

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Mike Carruthers:
Some common financial questions may seem complicated but the answer is actually simple. For instance should you buy or lease a car?

 

Jack Otter:
Most people are much better off buying because, among other things, it’s a lot more straightforward.
 


Jack Otter

The Cause & Cure Of Money Trouble

April 26, 2012

 

Interview with Gary Sirak, author of the book If Your Money Talked...What Secrets Would It Tell?

 

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Mike Carruthers:
60% of Americans pay off their credit cards every month.

 

Gary Sirak:
It’s the 40% that don’t that’s the big problem. And I can’t tell you Mike how many people walk in this office with huge credit bills and have no clue how they’re going to pay them off.
 


Gary Sirak

Do You Know Your Credit Score?

February 2, 2012

 

Interview with Stephanie Skaggs, Founder of Top10Financing.com

 

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Mike Carruthers:
Having a good credit score and history requires more than just paying your bills on time.

 

Stephanie Skaggs:
You need to be very conscious of who is checking your credit because a number of credit inquiries can actually reduce your scores.
 


Stephanie Skaggs

Making Smarter Money Decisions

January 3, 2012

 

Interview with Carl Richards, author of the book The Behavior Gap: Simple Ways to Stop Doing Dumb Things with Money

 

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Mike Carruthers:
Have you ever looked back and realized that some of your money decisions may not have been the smartest.

 

Carl Richards:
Obviously it’s not because we’re stupid. It’s just because we’re genetically hard-wired to make silly decisions. But one of the classic ones is buying something that everybody else wants and selling something that nobody else wants to own.
 


Carl Richards

How You Spend Money

July 5, 2011

 

Interview with Karen McCall, author of the book Financial Recovery: Developing a Healthy Relationship with Money

 

Click here for Karen’s free offer

 

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Mike Carruthers:
Managing money is a problem for a lot of us and that takes a toll.

 

Karen McCall:
That feeling of worry and anxiety for a lot of people, they know at some level that they don’t know what’s going on. They may get their credit card statements and be shocked and what they’ve really spent.
 


Karen McCall

Protect Yourself From Electronic Crime

February 7, 2011

 

Interview with Robert  Siciliano, Security Expert for McAfee.com

 

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Mike Carruthers:
You know what’s really scary? – cyber-crime because we’re all possible victims of a business that’s very, very lucrative.

 

Robert  Siciliano:
McAfee did a study not too long ago and determined that we’re at about a trillion dollars as a result of cyber-crime.
 


Robert Siciliano

Why We Pay So Many Fees

December 3, 2010
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Mike Carruthers:
With so many products and services you buy today, there is the price and then there are the fees.
Bob Sullivan:
When you rent a car, goodness gracious, the amount that you're quoted is often fifty percent of the price that you end up paying once the vehicle license recovery fee and the tire and battery disposal fee are added in.

Bob Sullivan

Prevent Holiday Fraud

November 30, 2010
 
Interview with Robert Boxberger, President of Finsphere
 
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Mike Carruthers:
If you do a lot of Christmas shopping with a credit or debit card this year you may end up paying for things you never bought. Here’s how…
 
Robert Boxberger:
When a customer gets their statement in January there are so many transactions that they have to go through and they have to remember what they did 30 days ago, that a lot of fraud actually goes unreported and ultimately paid for by the consumer.

Robert Boxberger

Your Credit Score

November 17, 2010

 

Interview with Fred Rewey, author of the book Winning the Cash Flow War: Your Ultimate Survival Guide to Making Money and Keeping It

 

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Mike Carruthers:
Credit is a lot harder to get than it used to be and a lot of it has to do with your credit score.

 

Fred Rewey:
Well, there’s basically 6 things that go into your credit score, it’s the length of your credit history (how long you’ve had it) it’s the amount that you owe against the total available credit.
 


Fred Rewey

Saving Energy Without Sacrifice

November 5, 2010

 

Interview with Brain Keane President of SmartPower

 

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Mike Carruthers:
Getting consumers - people like you and me - to really conserve energy has been a tough sell. Because to conserve energy means, to many of us, to sacrifice.

 

Brian Keane:
We actually did focus groups among college students today. You talk to them about conservation and they will talk about Jimmy Carter. And these guys weren't even alive when Jimmy Carter was president.

 


Brian Keane

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